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Travel Insurance with Lower Excess

 

How do I find holiday insurance with low excess?

Throughout the world of insurance excess is a term that can send shivers down the spine of insurance holders. Excess is very much associated all types of insurance. One in particular that can be very high is when you go to hire a car. Unfortunately travel insurance is not much difference and you are almost inevitably going to be faced with excess if you end up having to make a claim.

low excess travel insurance

What exactly is travel insurance excess ?

Excess is the amount you have to pay when making a successful claim for travel insurance. This could be anything from zero (£0) to sometimes thousands of pounds.

So if you have to claim for stolen baggage and the claim amount is £1300 with an excess of £500 then you would recieve £800 back from your travel insurer. Obviously if you had a zero excess policy then you would get back the full amount of the claim e.g. £1300. It is worth bearing in mind that in order to reduce your excess your premium is likely to be higher. It's really down to you to decide how much you want to pay out initially for your insurance balanced with how much you'd be prepared to pay as excess.

Quite a few travel insurers (just like in car insurance) allow you to reduce or increase youe excess.

Listed below are a selection of excess travel insurance options...

Aviva Insurance AVIVA Travel Insurance

Aviva who are formally known as Norwich Union will cover the for single trips and some multi.
- They insure individuals, couples, families and groups of up to 9 people
- Optional cover for multiple trips of up to 45, 60, or 90 days duration
Quotes from £12.00

> Get a quote from AVIVA TRAVEL INSURANCE - link not working? Try here instead


Alpha Insurance Alpha Travel Insurance for cover for trips up to 24 months

- Doctor managed medical emergency helpline 24 hours a day, every day of the year
- You can return home twice on their long stay insurance
- Cover includes cancellation, medical emergencies, personal belongings, cash and travel documents and much more.
- Long Stay Cover for Worldwide and European trips as long as not travelling against the advice of the FCO
Online quotes from £19.00

> Get a quote from ALPHA TRAVEL INSURANCE - link not working? Try here instead


Travel Insurance for Medical

Optional Independent Traveller Insurance to provide cover when individual elements of a trip are booked separately, rather than as part of a package. This enhancement also provides cover for flights cancelled or delayed as a result of travel disruption caused by a volcano.
- No wardrobe worries - up to £2,500 for lost luggage
Quotes from - £59.22 (Med Policy)

 

> Get a quote from TRAVEL INSURANCE 4 MEDICAL - link not working? Try here instead

 


explorer cover Explorer Travel Insurance
Explorer provides cover for anyone of any age so where ever you are going in holiday this year you can be sure of getting travel insurance. If you are aged over 65 years or have pre-existing medical conditions, Explorer Travel Insurance can help with our Platinum policy.
- Choose from Single Trip, Annual Multi Trip, Winter Sports, Cruise and Backpacker Travel Insurance.
- Up to £10 million medical expenses cover, 24 hour emergency assistance and Terrorism cover
Online quotes from £23.11


> Get a quote from EXPLORER INSURANCE - link not working? Try here instead


Get Going Get Going Holiday Insurance
Get going, as specialists in medical travel insurance, they understand the difficulties of finding the right medical travel insurance cover at the right price.1,000s of medical conditions are considered and covered including but not limited to HIV, Depression, High Blood Pressure, Hep A/B/C and Asthma..
Single trips for any age up to 185 days only
Long Stay / Backpacker up to 18 months (age up to 55)
Quotes from - £29.34 (Get Going Single)

> Get a quote from GETGOING TRAVEL INSURANCE - link not working? Try here instead


good to go Good to go Insurance

Will cover the age group of 65 plus with no upper age limit.
- Cover is available to travellers on a course of chemotherapy or radiotherapy
- Natural Catastrophe Cover (inc. Volcanic Ash) available
Online quotes from £14.11


> Get a quote from GOOD TO GO TRAVEL INSURANCE - link not working? Try here instead


Saga  Insurance SAGA Over 50s Travel Insurance

Saga'st policies cover European and worldwide Holiday insurance for persons of any age!
All pre-existing medical conditions considered.
- Cancellation cover – up to £10,000 cover (per person, per trip) should you or your travelling companion have to cancel or abandon your trip

Quotes from £16.00

> Get a quote from SAGA TRAVEL INSURANCE - link not working? Try here instead


Jet2 Jet2 Insurance
With Jet2Insurance.com single trip insurance you can have complete peace of mind for the duration of your holiday, from 3 days to 3 weeks or more!
Medical Emergency & Repatriation (up to £10,000,000)
Cancellation, Curtailment & Trip Interruption (up to £3,500)
Personal Possessions (up to £2,000)
Quotes from - £29.34 (Get Going Single)

> Get a quote from JET 2 TRAVEL INSURANCE - link not working? Try here instead


Columbis Columbus Direct Insurance
Will cover Holidaylers up to the age of 85.
- A leading specialist provider for over 25 years
- Offers cover for pre-existing medical issues
Online quotes from £14.11

> Get a quote from COLUMBUS TRAVEL INSURANCE - link not working? Try here instead


 

Jet2 Coverwise Insurance
Cverwise we appreciate customers have either chosen to or are considering placing their business with us. We feel that travel insurance is essential to ensure peace of mind whilst travelling or for financial security when pre-booking a trip.

Single and annual multi trip policies tailored to travellers needs with wide cover and competitive prices
Independent travel for all named policy holders on annual multi trip policies
Global 24/7 emergency medical assistance
Online uotes from - £29.34

 

> Get a quote from COVERWISE TRAVEL INSURANCE - link not working? Try here instead


Columbis WorldNomads Insurance up to 18 months

Travel insurance for independent travellers. Buy, extend & claim online, even after you’ve left home.
- Their multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Online quotes from £32.11

> Get a quote from NOMADS TRAVEL INSURANCE - link not working? Try here instead


Travel News

Bali has been voted the number one destination in the world by the readers and subscrivers of Tripadvisor. The Indonesian island continues to be very popular across Asia and Europe. Originally it was a surf destination for intrepid Australia surfers but many more groups now visit the island. Notably Chinese tourist arrivals surpass the numbers coming from Australia.

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