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Top tips for selecting the right holiday insurance
Don't be interrupted by eruptions; make sure your travel insurance policy will protect you.
Diving, jet skiing and bungee jumping are often excluded from policies unless a specific request is made, so even travellers who only think they might take part in such activities should have them included in a quote.
Any pre-existing medical conditions should be declared and cover confirmed in writing by the insurer.
Different insurers have different definitions of what a medical condition is, so read the key facts and make sure any conditions are covered.
All travel insurance companies expect policyholders to act sensibly … insurers won't pay out if the claim is due to being excessively drunk or has anything to do with non-prescribed medication.
Make sure you know where you are going as different companies have different definitions of “Europe” or “Worldwide”. Egypt could be either.
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After the ‘Barbeque summer' that never was and the incessant weeks of snow and ice, getting away from it all is a priority for 2010, with 64% of potential holidaymakers looking to take a holiday abroad this year.
However, a quarter of adults planning a holiday (25%) admitted they will be spending less than in previous years, according to research by Aviva. More worryingly, almost a third (31%) confessed that they would either not be taking out any holiday insurance or were undecided about purchasing it.
Of those ‘thrifty travellers' that are planning to spend less on their main holiday this year many agreed they are planning to be ‘cash careful' by:
Setting a limit on the amount of spending money they have each day of their holiday (62%)
Not treating themselves to any new holiday clothes (45%)
Going self catering (41%)
Cutting back on eating out whilst on holiday (40%)
Looking for a ‘late deal' cheaper holiday (31%) |
